Blogging lets you share your passions and connect with other users that share your interests. Click here to add your first entry.
Don't let us miss it!
Report on the news that matters to your community and don't let us miss a beat. Send in your stories and photos.
My Recent Comments
Many homeowners refinance in order to consolidate their debt. At face value, replacing high-interest debt with a low-interest mortgage is a good idea. Unfortunately, refinancing does not bring with it an automatic dose of financial prudence. In reality, a large percentage of people who once generated high-interest debt on credit cards, cars, paydayloans and other purchases will simply do it again after the mortgage refinancing gives them the available credit to do so.9 months ago
Many states, counties and cities provide low to moderate housing finance programs, down payment assistance programs, or programs tailored specifically for a first time buyer. These programs are typically more lenient on the qualification guidelines and often designed with lower upfront fees. Also, there are often loan assistance programs offered at the local or state level such as Mortgage Credit Certificate which allows you a tax credit for part of your interest payment and release you from necessity to obtain payday loans online. Most of these programs are fixed rate mortgages and have interest rates lower than the current market.10 months ago
There are three basic types of loans undergraduate students should know about: federal loans made by the government directly; federal loans made by banks or other lenders and guaranteed by the government; and private or alternative loans from banks or other private lenders that carry no government guarantee. Every student should first look to federal loans, because the interest is capped by the government.Sep 17, 2012